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Workers Compensation Insurance

As a business owner, you do everything you possibly can in order to protect your employees from potential dangers and unsafe situations. But do you have workers compensation protection? And if so, is your Workers Compensation Insurance policy covering everything it should?

What is Workers Compensation Insurance?

Workers Compensation Insurance is a form of small business insurance (which is mandatory in most states) that covers employees for work-related injuries. A typical Workers Compensation Insurance policy (often referred to as “Workers Comp Insurance”) pays lost wages and medical expenses that have incurred due to a work-related accident. A good Workers Compensation Insurance policy also protects the employer against any accident-related lawsuits.

Do I Need Workers Compensation Insurance?

Most business owners understand that workers compensation is important. However, did you know that if your business has employees, it is typically mandatory by law for most businesses (in most states) to have workers compensation coverage? And did you know that if you are a business owner in Pennsylvania you are required to have¬†Pennsylvania workers compensation¬†coverage in order to comply with state and federal regulations? Even then, it’s important to understand that not just any policy will do. Your business needs expert coverage strategies and professional advice crafted by the PA insurance specialists found right here at Crotty Insurance.

The Crotty Insurance Difference

At Crotty Insurance, we understand that your employees are essential to the health and success of your business. Our Workers Compensation Insurance plans are customized to precisely fit the unique needs of your business, while also keeping in mind your bottom line. We’ll help you find the most comprehensive plans at the most competitive rates around. But it doesn’t stop there! Our experienced team of specialists will be with you every step of the way. And while we hope you never have to put your policy to use, we’ll be right by your side if you do. What’s more, we’ll work with you to help your business avoid claims in the first place!

Don’t leave anything to chance! You and your business deserve affordable Workers Compensation Insurance that protects you both now and in the future. Contact one of our friendly experts today at (814) 833-0611 to get started and to give you the peace of mind that you and your business deserve.