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Excess Liability Insurance

Excess Liability Insurance | Business Risk ChartAt Crotty Insurance, we understand that running a business is no easy task. And in today’s litigious society, new risks seem to pop up every day, with each one being more concerning than the last. You may often ask yourself the question, “How would my business fare against a catastrophic liability claim?” Having extra protection to guard against these big, unexpected risks just makes good business sense.

What is Excess Liability Insurance?

Excess Liability Insurance will cover your business from catastrophic issues that can threaten its security. An Excess Liability Insurance policy acts as an umbrella to your basic liability insurance and gives your business an added layer of liability protection over and above your commercial policies. This type of policy will spring to action when a claim is filed against you that exceeds the amount of your existing liability coverage. Your Excess Liability Insurance policy provides a “safety net” in those cases where your basic business coverage has been exhausted.

An Added Layer of Protection for Your Business

No one likes to think about it, and many business owners think “It won’t happen to me,” but if your business is ever held legally responsible for an incident and your underlying commercial policy limits are insufficient to cover the associated costs, you need additional coverage. An Excess Liability Insurance policy from Crotty Insurance will provide that additional coverage, up to your selected policy limit amount. Your business will benefit from our expertise in a broad range of industries, including:

  • Construction
  • Financial Services
  • Law Firms
  • Hospitality
  • Manufacturing
  • Real Estate
  • Professional Services
  • Country Clubs and Golf Courses
  • Restaurants
  • Retail
  • …and MORE!

Contact us today at (814) 833-0611 and speak with one of our friendly experts about adding that all-important extra layer of protection to your business. Our team will guide you every step of the way to create a plan customized to your unique needs that will give you and your business the peace of mind you deserve.