Boat Insurance / Yacht Insurance
Watercraft insurance policies provide coverage for physical damage caused by a collision, fire, theft, windstorm, lightning, vandalism, and others. This coverage is broad and often includes machinery and auxiliary equipment, outboard motors, boat trailers and other personal property. Additional coverages are available as well, such as Personal Effects, Boat Liability, Medical Payments and Commercial Towing and Assistance.
What Does a Boat Insurance Plan Cover?
Our boat insurance and yacht insurance plans provide you with coverage against a variety of loss types including:
- Medical Payments Our plans offer medical coverage that can cover eligible medical expenses should you become injured while on the water.
- Physical Damage This optional coverage type is generally designed to provide care of your boat, your boat’s motor, and your trailer. Your Crotty Insurance experts will help you to determine the exact right amount of physical damage coverage for every boat on your policy, whether one or several. In addition, you can choose a deductible amount (the amount paid out-of-pocket on a claim) prior to your policy kicking in.
- Liability It’s something no one wants to think about, but if you’re involved in a boating accident, chances are good that another person or watercraft was involved. And if you’re at fault, you’ll need liability coverage, without question. You are free to choose the amount of liability coverage that suits you – it’s entirely up to you. Our experts will show you the available coverage and limits, and also how to get the maximum personalized protection you need for the type of boating you most often do.
Contact one of our friendly experts today and get started on a customized insurance plan to fit your unique needs!